Calculate Property Tax Rates by State
Calculate property tax rates across all 50 states and 3,143 counties. Data from the U.S. Census Bureau
Property Tax Calculator
Compare effective property tax rates across all 50 states and Washington, D.C., estimate the same home value across states, then open a dedicated state calculator for county-level detail.
U.S. Property Tax Rate Map
Hover over a state to preview its rate, or click/tap a state to view its estimated property tax below.
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This is a state-level effective-rate estimate for planning and comparison. Your actual property tax can differ by county, city, assessed value, exemptions, school district, and other local taxing authorities.
Map geometry: CC0 public-domain U.S. state SVG from Wikimedia Commons. Rate data: 2023 owner-occupied effective rates published in Tax Foundation’s 2026 state comparison, based on U.S. Census Bureau ACS data.
Compare the Same Home Value Across States
This is a national comparison tool, not a replacement for the separate state calculators. Enter a home value and the table will update every state’s planning estimate.
Property Tax Rates by State
Search, sort, and compare all 50 states plus Washington, D.C. The estimated-tax column updates when you change the home value above.
| Rank | State | Effective Rate | Tax per $100K | Est. Tax on $400,000 |
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These are 2023 state-level effective rates published in a 2026 national comparison and used here only for broad planning. Local property tax bills can differ materially because of assessed value, local tax districts, exemptions, credits, and other rules.
What Is Property Tax?
Property tax is a recurring local tax on real estate. In the United States it is generally administered by local governments rather than the federal government, and the money commonly supports schools, police and fire services, roads, parks, libraries, and other public services.
The important part is the word local. Two homes with the same market value can have very different bills because assessment rules, school districts, municipal levies, special districts, exemptions, and tax rates can differ from one county or city to another. That is why this national page is designed as a comparison hub while each state gets its own more detailed property tax calculator.
How to Calculate Property Tax
The simplest planning formula is:
For example, if a home is worth $400,000 and the effective rate used for planning is 1.00%, the estimated annual property tax is $4,000. That equals about $333.33 per month before considering exemptions, credits, special assessments, or a property-specific assessed value.
Market Value, Assessed Value, and Taxable Value
A basic property tax estimator can use market value and an effective rate, but an actual bill may be calculated from assessed or taxable value instead. Assessment ratios vary by jurisdiction. Exemptions may then reduce taxable value, and some local governments add separate levies or credits.
A more detailed property tax assessment calculator therefore needs more than a home price. It may need assessed value, local millage, exemption amounts, school-district levies, and other taxing jurisdictions. State-specific calculators on this site are intended to handle those differences more carefully.
Property Tax Rates by State
The map and table above use effective tax rates as a comparison tool. An effective rate expresses property taxes paid as a percentage of owner-occupied housing value. It is useful for answering broad questions such as how much are property taxes in one state compared with another, but it is not the same thing as a statutory millage rate for a specific address.
That distinction matters because tax systems are not standardized across the country. A nominal rate can be applied to full market value in one jurisdiction and only a percentage of value in another. For national comparisons, an effective rate is usually easier to interpret.
How Much Is Property Tax?
There is no single U.S. property tax rate. Your estimated bill depends first on the value used for taxation and then on the combined burden where the property is located. The state table lets you enter one home value and compare the same property across every state using a consistent state-level effective-rate reference.
For example, a $500,000 home in a state with a 0.50% effective rate produces a rough $2,500 annual estimate. At 1.50%, the same home produces about $7,500. That threefold difference is why homeowners and buyers should investigate local property taxes before focusing only on purchase price.
Why Your Actual Property Tax Can Differ From the Estimate
Property Taxes in Texas
Property taxes in Texas are a frequent search because the state relies heavily on local property taxation and individual bills can vary by appraisal district and overlapping taxing units. The statewide effective rate shown in this hub is only a reference. A dedicated property taxes in Texas calculator should use county and local information, along with applicable exemptions, instead of treating the statewide number as an exact bill.
County-level searches such as Hidalgo County property tax rate, Dallas County property tax, McLennan County property tax rate, Ellis County property tax rate, and Hunt County property tax rate illustrate why one Texas average cannot answer every homeowner’s question.
Wisconsin Property Tax Rate and Estimates
People searching how much is property tax in Wisconsin often need a local answer rather than a statewide average. Wisconsin’s effective rate is relatively high in national comparisons, but county and municipality differences still matter. A dedicated Wisconsin property tax calculator should account for local information instead of simply multiplying every home by one state rate.
Searches such as Wisconsin property tax rate by county and Milwaukee County property tax rate are good examples of location intent that belongs on state or county tools, not in a generic national estimate.
Arizona Property Tax Rate and County Differences
The statewide Arizona property tax rate shown in the map is an effective comparison rate. Actual bills depend on local assessment rules and taxing jurisdictions. Homeowners searching for a Maricopa County property tax estimator, Maricopa County property tax rate, or Pinal County property tax rate need county-level data rather than a statewide shortcut.
Florida Property Tax Estimates
Florida is another state where property-specific rules can significantly change the final bill. Search demand for a Hillsborough County tax estimator, Hillsborough County property appraiser tax estimator, property taxes Miami Dade, Pasco County property tax rate, and property tax rate Tampa FL shows how quickly the search intent moves from a state comparison to an individual local system.
For that reason, the national rate is best used for broad comparison, while the Florida calculator should handle state-specific assessment and exemption concepts in more depth.
California Property Taxes
California’s statewide effective burden can look moderate compared with some Northeastern or Midwestern states, but a homeowner’s actual bill depends on assessed value and local charges. Searches for property tax San Francisco, property tax calculator Sacramento, Folsom property tax, Elk Grove property tax rate, Fontana property tax rate, and property tax Milpitas all represent local questions that should be handled by California-specific and county-specific resources.
Why County and City Property Tax Calculators Matter
A national calculator property tax estimate is useful for comparison, but the closer you get to an actual address, the more local the calculation becomes. Searches for a Chicago property tax calculator, Philadelphia property tax calculator, Mecklenburg County property tax calculator, or Hillsborough property tax estimator are not really asking for a U.S. average. They are asking how one local tax system applies to one property.
The same is true for Montgomery County property taxes, Robeson County property tax, Duval County property tax, Anne Arundel County property tax, Scott County property tax, Mobile County property tax, Spartanburg County property tax, Contra Costa property tax, Berkeley County property tax, Loudoun County property tax, and DuPage County property tax. County pages should use county-specific data and explain local assessment rules rather than copy a national template with the county name swapped in.
Property Tax Estimator vs. Exact Tax Bill
An estimated property taxes figure is most useful for budgeting, home shopping, escrow planning, and comparing areas. It should not be confused with an official tax bill. The exact calculation may require a parcel’s assessed value, exemptions already approved on that parcel, multiple local tax rates, and current levies.
If you already have an assessment notice, use the assessed or taxable value shown by the local authority when possible. If you are shopping for a home and only know the asking price, an effective-rate estimate is a reasonable starting point, not a promise.
How Property Taxes Affect Monthly Housing Costs
Many homeowners pay property taxes through mortgage escrow. In that setup, the lender collects part of the expected annual tax bill with the monthly mortgage payment and later pays the taxing authority. A higher assessment or tax rate can therefore raise the monthly escrow payment even if the mortgage principal and interest do not change.
When comparing homes, calculate both the estimated annual bill and the monthly equivalent. A $6,000 annual property tax estimate represents about $500 per month of housing cost before insurance, utilities, maintenance, and association fees.
Ways to Potentially Lower a Property Tax Bill
Available relief varies by state and local government, but homeowners can investigate several common possibilities:
- Confirm that the assessor has the correct property characteristics.
- Review whether the assessed value is reasonable compared with similar properties.
- Apply for an eligible homestead or primary-residence exemption.
- Check senior, veteran, disability, agricultural, or income-based relief programs.
- Review appeal deadlines if you believe the assessment is incorrect.
- Verify that exemptions already granted are actually reflected on the tax record.
Rules and deadlines can be strict, so the relevant assessor, appraisal district, tax collector, or state revenue agency should be treated as the authoritative source for eligibility.
How to Use This Property Tax Calculator Hub
- Start with the U.S. map. Hover or tap a state to see its effective reference rate.
- Use the home-value comparison. Enter the same property value to see how state-level estimates differ.
- Open the state calculator. Click a state in the map or table for a dedicated calculator with local data.
- Move to county-level detail. Use the state tool to select the county or county equivalent that actually applies to the property.
- Verify the official bill. For a purchase or payment decision, confirm assessed value, exemptions, and current rates with the local taxing authorities.
Property Tax Calculator FAQs
How much is property tax on a $800000 house in California?
Using the 0.70% California state-level effective reference rate in this table, an $800,000 home produces a rough estimate of about $5,600 per year. This is a statewide comparison only. California property-specific assessments and local charges can make the actual bill different.
How can I calculate my property taxes?
For a quick estimate, multiply the property’s value by an effective tax rate. For a more exact estimate, start with assessed value, subtract applicable exemptions to determine taxable value, then apply the combined local tax or millage rate and account for credits or special assessments.
How can I calculate my property taxes in South Carolina?
Start with the property’s assessed or taxable value and the applicable local rates. South Carolina uses state-specific assessment rules, so a statewide effective rate is better for comparison than for an exact bill. Use a dedicated South Carolina property tax calculator and verify the final figures with the county assessor or treasurer.
How much are property taxes on a $1,000,000 house in Texas?
At the 1.36% Texas state-level effective reference rate used on this page, the simple estimate is approximately $13,600 per year. Actual Texas taxes can differ materially by appraisal district, taxing units, exemptions, and taxable value.
How much is property tax on a $400,000 home in Texas?
Using the same 1.36% statewide reference, a $400,000 home gives a rough estimate of $5,440 per year, or about $453 per month. Treat that only as a planning estimate until local property information is applied.
How much tax will I pay on $300,000?
If you mean property tax, the location is required. At a 1.00% effective rate, a $300,000 property would generate an estimated $3,000 annual bill. At 0.50% it would be $1,500, while at 1.50% it would be $4,500.
How much tax will I pay on $270,000?
For property tax, multiply $270,000 by the effective rate for the location. A 1.00% rate would equal roughly $2,700 per year. The actual result can change after assessments, exemptions, and local levies are applied.
How much tax would I pay on $250,000?
At a 1.00% effective property tax rate, the planning estimate is $2,500 per year. Use the map and state table to choose a more relevant state reference, then use the dedicated state calculator for county-level detail.
Data Methodology and Important Limitations
This map uses one consistent state-level effective property tax dataset for comparison. Effective rates are intended to make states easier to compare even though assessment systems and nominal tax rates are structured differently. They should not be read as the statutory rate charged to every home in that state.
Property taxes are usually local. Your bill can differ from the statewide estimate because of the county, municipality, school district, special districts, assessed value, exemptions, credits, caps, and other rules. For a tax payment, legal decision, appeal, or real-estate closing, use official local records rather than this planning estimate.
Sources
- U.S. Census Bureau — American Community Survey
- Tax Foundation — Property Taxes by State and County
- U.S. Census Bureau — ACS 5-Year Data
Data note: The state map and table use effective rates for owner-occupied housing as a national comparison reference. The page is for informational and planning purposes, not tax advice.